Unipol Group

Unipol Group is an industry leader in the non-life insurance business in Italy, chiefly in Motor TPL, and one of the dominant insurance companies in Europe. In the insurance services sector, the Group operates mainly through Unipol Assicurazioni S.p.A.

Shares of its parent company, Unipol Assicurazioni S.p.A., have been listed on the Italian Stock Exchange (Borsa Italiana) since 1990, and also feature on the FTSE MIB® index. Its main shareholders are companies involved in the Italian cooperative movement. The Group employs over 12,000 employees to serve 16.8 million customers through the most extensive agency network in Italy.

At consolidated level, the Group recorded direct insurance income of €15.6bn as at 31 December 2024, of which €9.2bn in non-life income and €6.4bn in life income.

Carlo Cimbri is the Chair of Unipol Assicurazioni and Matteo Laterza is the Chief Executive Officer and Managing Director.

With regard to the insurance services business, the Group mainly operates through parent company Unipol Assicurazioni S.p.A., a leading Italian company in Non-Life businesses, especially Motor TPL. Unipol is also a leader in the Health business through its specialised company UniSalute, with €1,013m in premiums collected in 2024; it is also active in direct Vehicle insurance business through Linear Assicurazioni.

The Group is a 360° partner for the entire life cycle of the Mobility business, especially through UnipolMove, the main alternative in the electronic toll collection world, created by UnipolTech which manage the Group’s range of online payment products and services, and UnipolRental, the largest long-term rental company on the market with entirely Italian held capital.

The Group is reinforcing its position in the Welfare area through a network of proprietary, affiliated medical centres, maximising synergies with the insurance services. It also offers digital health services, including telemedicine, along with nursing, physiotherapy and social-care home assistance services The range of products and services includes a new flexible benefits platform, optimised for SMEs and large corporates.

The Group provides services for homes and apartment buildings in the Property business, especially through a network of tradespeople to guarantee quality of service, positive customer experience and savings on the insured services. Unipol also manages a network of franchised administrators to provide services to administrators and apartment residents.

The Unipol Group also controls the Bancassurance channel through Arca Vita and Arca Assicurazioni (both held by parent company Unipol Assicurazioni S.p.A.) and other joint ventures with leading Italian banking operators. Arca Vita and Arca Assicurazioni distribute life and non-life policies through a number of banks, including the Banca Popolare dell’Emilia-Romagna and Banca Popolare di Sondrio groups in which Unipol Group holds an interest of 19.8% and 19.7% respectively.

It is one of the main operators in Italy in the real estate sector in terms of the value of assets: it owns properties of great historical, symbolic and architectural significance and in order to maximise their value, developed the Urban Up project to review and redevelop its important buildings.

It is an important player in the Italian hotel sector with the Gruppo UNA brand through the subsidiary Unipol; it also has interests in the medical-healthcare sector through Centro Medico Santagostino, agricultural sector with Tenute del Cerro and in port facilities through Marina di Loano.

Unipol also carries out an active role in promoting innovation and digital transformation through Leithà which focuses on maximising the value of the vast quantity of data held by the Group through intensive use of algorithms and innovative computing-based solutions. The aim is to gain and maintain a competitive advantage over competitors and react to a continuously evolving market.

The Group also operates outside Italy: Unipol operates in Serbia through its subsidiary DDOR Novi Sad.