The decisions you make today shape your family’s financial stability when it matters most.
DDOR Term Life Insurance is designed to help you secure your family’s financial future, no matter the risks of everyday life or the pace of your lifestyle. With affordable premiums and flexible terms, our policy allows you to insure a significant amount—without placing an additional burden on your budget.
DDOR Term Life Insurance allows you to create additional financial security for your loved ones with minimal investment. With flexible terms, a quick and simple application process, and optional additional coverage, it is a reliable solution for protecting yourself and your family.
Key benefits include:
To ensure enhanced financial protection, DDOR Term Life Insurance offers a wide range of insurance riders. These optional add-ons allow you to customize your policy and provide coverage in various unforeseen situations.
Along with our basic insurance, DDOR osiguranje lets you choose between 14 different types of insurance riders, designed to provide additional security for our clients.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to an accident.
Payment of the stipulated insured sum in the event of death, if the insured’s death occurred due to a traffic accident.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an accident, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of a surgical intervention necessary following an illness, as per the insurer’s Table of surgical interventions.
Payment of the stipulated insured sum in the event of occurrence of one of the dread diseases specified in the insurance terms and conditions – insurance coverage remains active for the other dread diseases even after the insured sum has been paid out for one dread disease. The price of insurance includes coverage for children in the amount of 1/3 of the insured sum.
Payment of the stipulated insured sum in the event of occurrence of a malignant disease (coverage for invasive and non-invasive cancer). The price of insurance includes coverage for children in the event of invasive cancer in the amount of 1/3 of the insured sum
Payment of the stipulated insured sum or percentage of the stipulated insured sum in the event of bone fracture, as per the insurer’s Table of bone fractures.
Payment of the stipulated daily allowance for a hospital stay needed to treat injuries sustained in an accident.
Payment of the stipulated daily allowance for a hospital stay needed to treat an illness or for childbirth.
Payment of the stipulated daily allowance during the period of temporary disability caused by an accident.
Payment of:
Payment of the stipulated insured sum in the event of total dismemberment, as per the insurer’s Disability Table.
In the event of total permanent disability (dismemberment), the insurer assumes the obligation of continuing to pay the premium, and remains obliged to pay out the insured sum after the contract has expired.
Term life insurance offers flexible terms, allowing you to tailor the policy to your needs and financial capabilities. The agreed terms define your right to the insured sum and the duration of coverage.
The right to receive the insured sum arises in the event of the insured’s death during the term of the insurance contract, in accordance with the applicable insurance terms and conditions.
Over time, certain combinations of insurance riders have become especially popular among policyholders. Clients most often choose riders that provide additional financial protection in the event of accidents or serious illnesses.
Popular insurance riders include:
By selecting these riders, policyholders gain enhanced protection and financial security for themselves and their families in unpredictable situations.
