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Putno osiguranje

Travel insurance

Travel Health Insurance with Assistance

Travel health insurance, every traveler’s trusted companion, provides security and protection wherever you are. It’s designed for everyone planning to travel outside the borders of the Republic of Serbia, be it for business or pleasure, because coverage in unexpected situations that can put your health and safety at risk is something everyone needs.

Unexpected health issues and injuries can quickly ruin your travel experience and incur significant costs when you’re traveling abroad. With DDOR Osiguranje, in cooperation with the international assistance company Europ Assistance, you no longer have to worry – quick and professional assistance is available 24 hours a day, anywhere in the world. You can focus on enjoying your trip, knowing that you’re insured at all times.

Who Is Travel Health Insurance Intended For?

  • People who travel abroad for any reason;
  • Families looking forward to a carefree vacation, with affordable family packages;
  • Groups planning to travel together.
Putno osiguranje

Main benefits

  • Coverage of costs related to emergency medical assistance;
  • 24/7 assistance, wherever you are;
  • Special protection in case of COVID-19, available with an additional premium;
  • Sports coverage – ski risk;
  • Affordable prices and family package discounts.

Travel stress-free with DDOR Travel Insurance and enjoy every moment!

Costs Covered by the Travel Health Insurance Policy

The travel health insurance policy with assistance covers costs related to emergency medical care in the event of sudden illness or injury, including:

  • Outpatient treatment;
  • Purchase of medicines and sanitary supplies;
  • Emergency transportation to the nearest hospital;
  • Hospital treatment;
  • Necessary diagnostics;
  • Surgeries due to acute conditions that cannot be postponed;
  • Dental services up to €150 to relieve acute toothache symptoms;
  • Other expenses, subject to the Insurance Terms and Conditions.
Putno osiguranje

In addition to treatment and transport-related costs, the policy also covers a wide range of assistance services:

Medical Assistance:

  • 24/7 access to information and support;
  • Organization of emergency medical care;
  • Arrangement of transport to a hospital/clinic or repatriation to the home country;
  • Organization of the transport of mortal remains in the event of the insured’s death.

Travel Assistance:

  • Information in cases of lost or delayed luggage;
  • Destination-related information;
  • Advisory services for emergency travel arrangements;
  • Relaying urgent messages;
  • Information on rent-a-car services.

Legal Assistance:

  • Legal aid coordination (referral to a lawyer);
  • Referrals to local authorities, embassies, or consulates;
  • Translation services;
  • Administrative support related to identity and travel documents.

Note: Attorney fees and translation costs are borne by the insured.

Additional Benefits

Depending on your needs and travel plans, you can take out a travel health insurance policy as individual, group, or family coverage.

If you choose a family insurance package, please note that it covers both parents and their children under the age of 18, or one parent and at least three underage children.

 

Enjoy Carefree Travels with the Most Affordable Travel Insurance

When you set out on a journey, you want to leave all your cares behind. Regardless of your destination, the price of travel health insurance is tailored to your needs, allowing you to feel secure and fully protected on every trip. Choose insurance that guarantees peace of mind every step of the way.

Example

Prices of travel insurance with assistance for a 10-day trip

Where the policy is valid

Worldwide, except USA, Canada, Japan and Australia

Europe (except Georgia, Armenia and Azerbaijan), including Russia, Turkey, Egypt and Tunisia

Worldwide, including USA and Canada

Family package* (EUR)

33,06

38.14

100.77

Individual policy (EUR)

15,72

18,17

47.98

Insurance coverage (EUR)

15.000,00

35.000,00

35.000,00

* Amounts are for information purposes only.

COVID-19 protection abroad

You can also arrange additional Covid-19 coverage along with individual, family or group insurance for a 90-day period.

For detailed information about loadings to the basic policy, please talk to your insurance agent, visit the nearest DDOR office or go to our web shop on moj.ddor.rs.

Make sure every unforgettable day is insured

If you’re travelling alone – it’s up to you to make sure that you’re safe. If you’re travelling with family – it’s up to you to make sure your loved ones are safe. One way or the other – it feels like you’re left to your own devices, but this is far from the truth when you have DDOR. 

Our travel insurance provides flexible options: family, individual, short-term or annual insurance, so that you know that someone is looking out for you in every situation. 

Click on the link to buy DDOR travel insurance or family travel insurance online.

Your purchase is just a couple of clicks away

With DDOR’s web shop, you can easily purchase the policy best suited to your needs. Click on our web shop and make sure you’re insured!

DDOR's advice

For any information you may need before your trip, call DDOR Novi Sad’s Customer Center at 0800 303 301.

Please note:

You must take out a travel insurance policy before your trip begins.

In case of an insured event, such as illness or injury abroad, you must contact the Help Center of the international organization Europ Assistance by calling:

  • +381 11 414 4101 or +381 64 828 2020,
  • or by emailing: putnaasistencija@ddor.co.rs.

When reporting an insured event, be sure to provide the information printed on your policy, clearly state the reason for your call, and follow the operator’s instructions.
The Help Center is available 24/7, and operators can assist you in Serbian as well.

What Happens Next?

A representative appointed by Europ Assistance will organize professional medical help.

You can request reimbursement for outpatient treatment and medication expenses after returning to the country.

Important:
If the insurance beneficiary has covered any costs out-of-pocket, they must submit a refund application within one month of completing treatment or transport, and/or returning to the country.

What are some of the most popular options?

In addition to travel health insurance, many clients select additional options of similar products which provide maximum security and protection when combined.

For additional safety on the road, roadside assistance is the perfect option because it includes assistance in case of an accident, fault or other unexpected situations which can happen when you travel using your own vehicle.

For complete and total protection, the casco insurance option can be a useful thing to have in order to protect your vehicle while you travel.

We recommend that you get to know more about all of these products so that you can select the best combination which will ensure maximum security and peace of mind when you travel.

FAQ

  • Can I arrange travel health insurance with assistance while I'm abroad?

    If you’re already abroad, you can arrange travel health insurance with assistance online, subject to a 4-day waiting period, but no later than 30 days after crossing the border of the Republic of Serbia. Insurance applies during the entire trip, including in transit through other countries.

  • Who can conclude a travel insurance policy?

    Any individual – citizen of the Republic of Serbia or foreigner with a temporary or permanent residence permit in Serbia. Insurance can be arranged as individual, group or family insurance, subject to Insurance Terms and Conditions.

  • Will I be insured against sports risks?

    Yes, after you pay an additional premium, you can arrange coverage of costs related to injuries or illnesses which occur while engaging in sports and participating in trainings and sports competitions.

  • Which factors impact the price of travel insurance?

    The price of insurance depends on several factors, including the territory covered, the selected sum insured, insured’s age and insurance period.

  • Is it possible for spouses who have no children to conclude a family travel insurance policy?

    Subject to Insurance Terms and Conditions, the family package provides insurance of both parents and their underage children or for one parent and at least three underage children. This means that a family policy includes both parents and children, and not just two adults.

  • Roadside Assistance

    Vehicle-insurance

    Think of Roadside Assistance as your safety net in unforeseen situations which can happen on the road. Whether you're experiencing an engine fault or need your car to be towed, this service makes sure that you're not left on your own when you need help the most.

  • "Moja kućica" – insurance of apartments and houses

    ddor-osiguranje-imovina

    A home is much more than the place you hang your hat; it's where you live, make memories, and create a safe haven for yourself and your loved ones. That's why it's important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.