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Medjunarodno putno osiguranje

Travel Insurance Package

Travel Insurance Package

This year’s itinerary includes safe travels!

Whether you’re traveling for business or planning to explore new destinations on vacation, having a travel insurance package is essential for staying safe and protected while abroad.

Travel often? DDOR’s travel insurance is the right choice for you!

If you’re a frequent traveler, our travel insurance package offers comprehensive protection tailored to your needs. With our annual policy, you can enjoy peace of mind on every trip—without the hassle of renewing your insurance each time you travel.

Unlike standard travel insurance, which typically covers only a single trip or short duration, our annual travel insurance covers an unlimited number of trips, each lasting up to 45 days. This option is ideal for those who are often on the move, as it ensures continuous protection throughout the year, offering greater flexibility, convenience, and cost-effectiveness for frequent travelers.

Stay insured all year round – starting from just €75!

Do you frequently travel outside of Serbia?

DDOR’s exclusive offer provides year-round travel insurance for as little as €75—with no deductible and maximum coverage of up to €30,000 per trip for necessary medical treatment and transport. This annual travel insurance allows for an unlimited number of trips abroad during a one-year period, provided that each trip lasts up to 45 days.

Medjunarodno putno osiguranje

Tailored for individuals who travel frequently for business or pleasure, this insurance product—unique on the Serbian market—offers top-tier protection against unexpected situations while traveling abroad.

By choosing this package, you’ll stay insured throughout the entire year, for any number of trips to any country worldwide, without needing to purchase a new policy for each journey. With the support of our international partner Europ Assistance, help is always available—anytime, anywhere.

The package includes:

  • Medical expense coverage up to €30,000 per trip
  • Accident insurance – death up to €5,000, permanent disability up to €20,000
  • Third-party liability insurance abroad – up to €44,000 per trip
  • Extreme situation coverage (as defined in our Terms and Conditions)
  • Luggage insurance – up to €300
  • Travel cancellation insurance

Enjoy complete peace of mind—travel safely, with DDOR.

What is a travel insurance package?

A travel insurance package covers various types of risks which may occur during a trip abroad, including medical costs, travel cancellation, lost luggage, accidents, and other unexpected situations. This type of insurance is essential for anyone wanting to focus on enjoying their trip without stressing over potential problems.

Why is DDOR's travel insurance package important?

Travelling abroad inevitably includes potential unexpected circumstances. In the absence of adequate protection, accidents, sudden illnesses or the need for medical assistance can result in significant costs and ruin your trip.

Our travel insurance package covers not only medical services, but also protects you from numerous other uncomfortable situations, enabling you to travel with peace of mind, knowing that you are protected. DDOR osiguranje provides insurance in cooperation with the world-renowned assistance company “Europ Assistance“ which provides its services to 4% of the global population and professional interventions every two seconds.

Your safe journey begins with DDOR’s travel insurance package

Travel with confidence and peace of mind thanks to DDOR’s travel insurance package. Our comprehensive coverage is designed to protect you during all types of international trips, allowing you to focus on enjoying your destination—without the stress of unexpected events. Whether you’re traveling for business or pleasure, DDOR osiguranje is your trusted partner every step of the way.

Who is this package for—and what are its key benefits?

This travel insurance package is available to both Serbian citizens and foreign nationals with permanent residence in Serbia. It can be arranged as individual, family (covering up to two adults and five minors, regardless of kinship), or group insurance.

If you know the exact duration of your trip, you can opt for short-term coverage. Alternatively, if you travel frequently, our annual policy allows for an unlimited number of trips, with each trip covered for up to 45 days.

Worldwide coverage—wherever you go

From Europe to Asia, Africa, the Americas, or Australia—our travel insurance provides reliable protection across the globe, ensuring you’re covered no matter where your journey takes you.

What costs are covered by annual travel insurance?

DDOR’s annual travel insurance package, provided in cooperation with the globally recognized assistance company Europ Assistance, includes the following types of coverage:

1. Travel Health Insurance

Covers the costs of:

  • Medical treatment and transportation in the event of sudden illness or an accident while abroad
  • Repatriation or funeral costs abroad
  • Search and rescue operations, including helicopter rescue
  • Return transportation for one close relative if hospitalization lasts longer than five days
  • Transportation and accommodation for an accompanying person in case of travel reservation changes
  • Alternative transportation and overnight accommodation in case of missed connecting flights, rides, or scheduled events due to unforeseen circumstances

All services are subject to the Insurance Terms and Conditions.

2. Accident Insurance

Provides compensation in case of:

  • Permanent disability or death caused by an accident while traveling or staying abroad
  • Coverage is subject to the Insurance Terms and Conditions.

3. Third-Party Liability Insurance

Covers liability for:

  • Unintentional damage caused to third parties while abroad
  • Activities such as riding a bicycle, sailing, or participating in amateur sports
  • Subject to the Insurance Terms and Conditions.

Additional Covers

Luggage Insurance

Covers costs incurred due to:

  • Lost, damaged, destroyed, or stolen items, including those purchased during the trip.
  • Delayed luggage: if your luggage is delayed for more than 12 hours, we will reimburse you for the costs of purchasing essential clothing items.

Coverage is subject to the Insurance Terms and Conditions.

Travel Cancellation Insurance

Provides coverage if:

  • Unexpected circumstances such as accidents, sudden illness, property damage (fire, flood), or even termination of employment without prior notice force you to cancel a pre-arranged trip abroad booked through a travel agency.
  • This insurance covers a portion of the amount already paid to the travel agency.

Travel cancellation insurance can be arranged separately and is subject to its own Terms and Conditions.

Medjunarodno putno osiguranje

What should you do in the event of a sudden illness or accident?

If any insured event occurs, you should immediately contact the assistance company, Europ Assistance, by calling the telephone number printed on your policy and follow their instructions. Your costs will be reimbursed either immediately or after your return to the country, subject to the Insurance Terms and Conditions.

Our assistance company, Europ Assistance, is available 24 hours a day and will provide you with the necessary help and support throughout your travel and stay abroad. Legal assistance is also available, should you require it.

Insurance is concluded in accordance with the Terms and Conditions applicable to the travel insurance package.

For further information, please contact our Customer Center at 0800 303 301.

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DDOR Travel Insurance Packages

DDOR offers a variety of travel insurance packages tailored to the needs of frequent travelers. Whether you are planning several short trips or longer journeys throughout the year, our packages provide comprehensive coverage and protection in all situations. The price of each travel insurance package depends on the type of package and destination. Rest assured, our packages are competitively priced and backed by reliable services through our cooperation with a respected global partner.

Example (10 DAYS)

BASIC PACKAGE

1. Travel health insurance abroad

Medical costs related to necessary treatment in the event of an illness or accident and medically indicated transportation of the insured

Costs of return-trip from Serbia to the location where the insured has been hospitalized for one close person of the insured

Costs of overnight accommodation and transportation caused by change of reservation for the person accompanying the insured

Costs of repatriation or costs of funeral abroad

Search and rescue costs, including helicopter rescue costs

Costs of alternative transportation needed due to unplanned delay

Additional costs caused by delay in the country of residence

Legal assistance: Costs of translator / attorney fees

2. Accident insurance

Death

Disability

Third-party liability insurance abroad

Basic package – total premium

4. Luggage insurance – ADDITIONAL COVERAGE

5. Travel cancellation insurance – ADDITIONAL COVERAGE

Basic package with additional covers – total premium

* The example is based on a travel arrangement worth 500 EUR

TERRITORIAL COVERAGE / INSURANCE COVERAGE

Worldwide

Up to the stipulated sum insured

Covered

Up to 50 euros per night / up to 7 nights

Up to the stipulated sum insured

Up to the stipulated sum insured

Covered

Max 100 euros per night

Up to the stipulated sum insured

Worldwide, including Serbia

Stipulated insured sum

Up to the stipulated sum insured

Worldwide / Up to the stipulated sum insured

Worldwide, including Serbia / Up to the stipulated sum insured

Serbia / Covered

INDIVIDUAL INSURANCE (10 DAYS)

LIMITS OF COVERAGE IN EUR

10.000

100%

22.000

11.000

100%

2.200 / 5.500

5.000

20.000

44.000

28,40 EUR

150

Price of travel arrangement

52,00 EUR

Don’t take chances when you travel! Calculate the price of your travel insurance package

Don’t let unexpected expenses ruin your trip. Our international travel insurance calculator allows you to quickly and easily calculate the price of your insurance based on your needs and destination. Simply fill in the required fields, and we will email you an offer as soon as possible. Try our calculator and plan ahead to ensure your trips are properly insured!

Your questions about out travel insurance package

  • What does the travel insurance package cover?

    The travel insurance package covers costs of necessary treatment and transportation in the event of a sudden illness or accident, repatriation costs, as well as emergency rescue costs. It also includes accident insurance, third-party liability insurance, as well as luggage insurance, and travel cancellation insurance. Detailed lists of covered services are available for each insurance package.

  • How can I calculate the price of my travel insurance?

    The price of your travel insurance package will depend on several different factors, such as the destination, trip duration, and type of coverage. Chat with our virtual assistant or use our handy calculator to calculate the price, fill in the required fields, and we’ll send you a personalized offer to your email as soon as possible.

  • Can I cancel my trip and will my insurance cover this?

    If you need to cancel your trip because of unexpected circumstances, such as illness, accident, property damage or employment termination, travel cancellation insurance will cover part of the sum you’ve already paid to the travel agency. This option can be purchased as an additional insurance package.

  • Which destinations does my insurance cover?

    Our travel insurance package covers trips to practically any country in the world. Specific terms and conditions and coverage may depend on whether the coverage you’ve arranged is worldwide or worldwide excluding Canada and America.

  • Roadside Assistance

    Vehicle-insurance

    Think of Roadside Assistance as your safety net in unforeseen situations which can happen on the road. Whether you're experiencing an engine fault or need your car to be towed, this service makes sure that you're not left on your own when you need help the most.

  • "Moja kućica" – insurance of apartments and houses

    ddor-osiguranje-imovina

    A home is much more than the place you hang your hat; it's where you live, make memories, and create a safe haven for yourself and your loved ones. That's why it's important to protect it from unexpected risks. The “Moja kućica” program provides comprehensive coverage for your home – house or apartment, and for the items in it.